Lower Your Monthly Payment

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Lower Your Monthly Payment

A lower monthly mortgage payment can help free-up money you can save, invest or use for other expenses. When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month.

Example: The Smiths have 25 years remaining on their 30-year mortgage and their home has appraised for $200,000.


Mortgage Amount Rate Term Monthly Payment
Original Mortgage $150,000 7% 30-year $998
Refinance $141,198*
remaining balance
5% 30-year $758

Example: The Smiths have 13 years remaining on their 15-year mortgage and their home has appraised for $200,000.


Mortgage Amount Rate Term Monthly Payment
Original Mortgage $150,000 7% 15-year $1,348
Refinance $137,847*
remaining balance
5% 30-year $740

*Remaining balance assumes that the borrower will pay all closing costs out of pocket.

Why spend more than you have to? Call (888) 975-1374 or fill out this form now. Short Form

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